Hey there, If you’ve ever felt stuck living paycheck to paycheck, you are so not alone. And you’re definitely not doing anything wrong. We’re talking all about this in this week’s episode of the Female Finance Collective Podcast, and I hope you’ll join us for the conversation. It’s real, raw, and filled with ideas you can start using today. 🎧 Episode: Struggling to break free from the paycheck-to-paycheck cycle? In this episode, we share: 💬 Jen’s honest story of the stress and shame she felt...
6 days ago • 1 min read
Hey there, Last week, I was sipping coffee in the sunshine on vacation in beautiful Crestone Colorado. This week, I’m back home—and back to the comfort of my mornings. Routines are what help me function. Rituals are what help me feel. Every morning starts the same: ☕ Coffee with my husband before the teenagers wake up 🧘 20 minutes of yoga to move my body 🧠 A brain dump to clear my mind 🗓️ A few minutes to schedule what matters That’s my routine—a rhythm that runs on autopilot and saves my...
6 days ago • 1 min read
Welcome back, Financial freedom isn’t just about making money, it’s also about making your money work for you. True wealth comes from long-term habits, smart investments, and intentional planning. Here are three key ways to build long-term financial success: 1️⃣ Invest Consistently – Even small, regular contributions to retirement accounts or investment funds can create major growth over time. 2️⃣ Diversify Your Income – Relying on one income stream can be risky. Consider side hustles,...
8 days ago • 1 min read
Welcome back, Last week, I talked about taking breaks and treating your weekends like a vacation. This week, I’m actually on a much-needed vacation with my husband and son. First of all, it feels strange to be here without my daughter—her university break isn’t until next week. And second, you might be wondering… why are you emailing (aka working) while on vacation? Well, thanks to automation, I’m not. This email was written and scheduled last week. Automation is good for so many...
14 days ago • 1 min read
Welcome back, What if saving money didn’t require willpower? What if it just happened—without you even thinking about it? That’s exactly what automation does. Studies show that people who automate their savings end up with higher balances and less stress—because the money moves before they can spend it. 🚀 This week’s Quick Win Wednesday episode walks you through exactly how to set it up: 📺 Watch on YouTube: https://youtu.be/bJZCcc0yzZ8 Here’s what we cover: ✅ The shocking number of people...
14 days ago • 1 min read
Welcome back, You’ve been building a solid financial foundation and now it’s time to think bigger. What’s your next-level goal? Maybe it’s buying a home, starting a business, or saving for a fun trip. Whatever it is, you need a plan to get there. Here’s how to start: 1️⃣ Get Specific – A vague goal is more difficult to work toward. Instead of “I want to save more,” try “I will save $5,000 in the next 12 months.” 2️⃣ Break It Down – Big goals feel overwhelming until you break them into smaller...
15 days ago • 1 min read
Welcome back, Lately, I’ve been thinking about what it really means to rest. Not just collapsing on the couch at the end of a long day, but true, restorative rest—the kind that leaves you feeling recharged, not just momentarily relieved. A Harvard Business Review article, "Treat Your Weekend Like a Vacation," explores this idea: when we shift our mindset and treat weekends as real breaks—without guilt or over-scheduling—we return to work feeling happier and more refreshed. So many of us wait...
21 days ago • 1 min read
Welcome back, Have you ever made a purchase only to regret it later? It happens to all of us. But what if you had an easy way to avoid buyer’s remorse and save more money—without giving up what you truly want? Enter The 24-Hour Rule. 🕒 This simple habit can cut unnecessary spending by 30% and help you make smarter money decisions—without feeling deprived. Here’s how it works: 💡 When you feel the urge to buy something non-essential, wait 24 hours before purchasing. 💡 After a day, ask yourself:...
21 days ago • 1 min read
Welcome back, One of the most powerful ways to build financial stability and set yourself up for growth is by mastering your cash flow. Knowing exactly what’s coming in, what’s going out, and where your money is going gives you confidence and control over your financial future. Here are three steps to get started: 1️⃣ Track Your Income & Spending – Whether you use an app, a spreadsheet, or a notebook, knowing where your money goes is the first step to taking control. 2️⃣ Plan Ahead for...
22 days ago • 1 min read